H1: Are Mortgage Rates Too High in 2026? A Houston Market Comparison You Need to SeeHouston Market Update — Episode 1 | By Brandon Bee Dixon, Houston Mortgage Broker | NMLS #1541210TL;DR• National 30-year fixed mortgage rates are sitting between 6.25% and 6.47% in May 2026 — meaningfully below the 7.79% peak of October 2023 and almost a full point under the long-term historical average of 7.7% since 1971.• The Houston housing market is officially the most balanced it has been since 2019: median price $330,000, 4.7 months of inventory, and affordability has improved in 17 of the last 20 months.• Rates aren’t “too high” — they’re normal. The buyers winning in Houston right now are marrying the house and dating the rate. I Create Owners. We Don’t Quit. We Qualify.
Back to Blog
Real EstateMay 12, 2026• 1 min read
Houston Mortgage Update 5/12/26
*Not financial advice. NMLS #1541210. Always consult a licensed mortgage professional before making financial decisions.
Frequently Asked Questions
How do I get approved for a mortgage?
Getting approved for a mortgage typically involves checking your credit score, saving for a down payment, verifying your income, and working with a lender. Contact a mortgage professional for personalized guidance.
What should I know before buying my first property?
Before buying, understand your budget, get pre-approved for financing, research neighborhoods, factor in hidden costs (taxes, insurance, maintenance), and work with a real estate professional.
B
Brandon Bee Dixon
Founder of The Homeownership Community • NMLS #1541210
More Articles
InvestingJuly 17, 2026
Grant Cardone Says "Don't Buy Real Estate." Do I Agree or Disagree? A Houston Mortgage Broker's Perspective
Real EstateJuly 17, 2026
Does Mainstream Media Use Fear-Mongering to Keep Homebuyers Out of the Market—or Is That Just a Conspiracy Theory?
MortgageJuly 17, 2026